A medical condition existing at a time when new insurance is applied for. Typically the cost of its treatment is not covered by the insurance.
- Those with preexisting conditions or high medical costs will be protected because they will have guaranteed coverage with any plan they choose.
- Without such protection, individuals could easily be denied new insurance because of a preexisting condition such as heart disease, diabetes, or pregnancy.
- So it was particularly painful, after he was dropped from his private health insurance plan in 2003, to learn that no insurance company would cover him because of his preexisting condition.
For editors and proofreaders
Syllabification: pre·ex·ist·ing con·di·tion
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