Entry from US English dictionary
A medical condition existing at a time when new insurance is applied for. Typically the cost of its treatment is not covered by the insurance.
- Those with preexisting conditions or high medical costs will be protected because they will have guaranteed coverage with any plan they choose.
- Without such protection, individuals could easily be denied new insurance because of a preexisting condition such as heart disease, diabetes, or pregnancy.
- So it was particularly painful, after he was dropped from his private health insurance plan in 2003, to learn that no insurance company would cover him because of his preexisting condition.
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